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Vacation Club Membership

How is Second Home Ownership Plus linked to my Shared Ownership, Private Residence Club or Vacation Club Membership?

Second Home Ownership Plus is designed to repay the original purchase price of your Shared Ownership, Private Residence Club or Vacation Club Membership over the full investment term of 25 years by taking advantage of tax free investment growth within specific tax havens. It is the longterm, fixed premium investment plan which helps to ensure the required levels of return on a relatively small investment of just 6% of the purchase original price.

The plan is supported by resorts because:

  • The reassurance of a final cash payout makes purchasing membership more attractive.
  • It encourages members to keep their membership in good standing throughout the 25 year term.

What features and benefits does Second Home Ownership Plus offer?

Second Home Ownership Plus grows tax free throughout the investment period. It also offers financial liquidity for you at the maturity date. It has an income option. It provides you with a lump sum payment upon maturity from which you can draw an income to meet with the needs of your lifestyle at that time.

Tax planning and probate avoidance: assuming a proper beneficiary election the proceeds pass directly to your beneficiaries on death.

What are the benefits of Second Home Ownership Plus?

The main benefit is that it offers total reimbursement of the value of your Shared Ownership, Private Residence Club or Vacation Club membership purchase price at the end of 25 years. Inclusion provides investors with excellent value for money, which translates into free holiday accommodation for the rest of your life.

In addition, there is a facility to ‘fast-track’ the projected return and reduce the investment term by 5 years. This can be done by doubling your initial investment amount from 6% to 12%. This upgrade can be arranged direct with a Platinum representative.

Is my money safe?

Yes, the money that you invest and that we subsequently manage on your behalf is at all times held by third party custodians. Platinum adhere to a strict regulatory framework in Hong Kong which means that we cannot gain access to your money. In addition to this the regulatory framework of the governments of The Isle of Man and Guernsey, where the assets are actually held, dictate that client assets are further protected under their individual schemes ensuring that at least 90% of liabilities to policyholders are placed in trust with an independent third party trustee. In summary, there is a double layer of protection which is government backed.

What happens once I have paid my additional 6%?

You will be sent a welcome package by Platinum to confirm your investment, as well as your original Second Home Ownership Plus Certificate together with the full terms and conditions of the programme.

You should read carefully the terms and conditions, and retain the Certificate in a safe place. Your money invested will be invested and managed by our financial experts. Second Home Ownership Plus is a long term investment, and so there will be no need for any separate action whilst it is growing.

How often is my investment reviewed?

All of the individual funds and holdings within the strategy are continually monitored and scrutinized in order to maintain maximum returns. Your money is placed into a collective investment scheme, which invests in a range of funds and asset classes and has a predetermined investment mandate and strategy. Your investment is pooled with many other individual investors and is not monitored separately. You are entitled to a proportion of the fund’s growth which is in line with your initial investment amount. The fund itself is continually monitored and rebalanced to meet its investment target.

Who monitors my investment?

Platinum Financial Services’ highly qualified and experienced Portfolio Management team from their base in Hong Kong.

Please note:

Platinum Financial Services have partnered with bullionvault.com to give clients access to the world's largest gold and silver bullion market. You can now open an account and trade physical gold and silver in minutes.

This product is not authorised for distribution to residents of Hong Kong. Investors are advised to satisfy themselves that they are able to invest via this platform and to seek independent advice before adopting any investment strategies.

Do you wish to continue,


This product is not authorised for distribution for residents of Hong Kong. Investors are advised to satisfy themselves that they are able to invest via this platform and to seek independent advice before adopting any investment strategies.

Do you wish to continue,